Appraisal services for Hahira and Lowndes County homeowners
Check out the top 7 reasons why Georgia homeowners order from Dewar Appraisal Services:
At Dewar Appraisal Services, we understand the unique needs of a customer in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like banks, lawyers, and CPAs. Being a homeowner that most likely doesn't look at appraisals on a regular basis, you can expect extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis.
For-Sale-by-Owner (FSBO) / Pre-Listing ServicesSince you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at Dewar Appraisal Services, will be objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your home is worth. Potential buyers assume you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value opinion than yours.
Challenging a property tax assessmentLet's say your house is not appreciating as much as other homes close to yours -- your local tax assessor may have your house overvalued. That means you are paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. An appraisal report from Dewar Appraisal Services is your #1 weapon when contesting your property tax assessment.
Need to remove PMI?A popular way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your home. In most cases you can apply to a lender to have the PMI removed from your loan. At Dewar Appraisal Services, we're veterans in helping folks just like you abolish unneeded and unwanted PMI insurance.
Recently got a freeze to your HELOC?If your property is near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be inconvenient from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Dewar Appraisal Services can help you reinstate your HELOC.
We Also Offer Field and Desktop Appraisal Review ServicesHave you just received a copy of your appraisal and you would prefer to have a professional double-check it for accuracy or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? Dewar Appraisal Services offers field reviews where we go out and check the subject and comps. Or, if you're in a rush, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide you with a retrospective review of any appraisal you may have in your possession. While typically requested by banks, you may desire to take advantage of this service if you suspect mortgage fraud related to your property.